First Northern Credit Union | Serving northern Illinois since 1944

Have you checked your other bank's credit card rate lately?

When you choose our NON-VARIABLE card, you get NO rate surprises, just savings! Rates as low as 14.99% APR*

Stress-Free Checking

With Value Now Checking, pay no monthly maintenance fee with no minimum balance requirement*

Frustrated with your search for a new vehicle?

Our free online vehicle locator does it all, so you can relax and enjoy your new ride!

Shift Into Low Auto Loan Payments

Ready for your next new or used vehicle? We have monthly auto loan payments up to 40% less!

Love the Home You're In

Dreams become reality with a fixed-rate Home Equity Loan!

Non-Variable Visa Credit Cards

As low as 14.99% APR*
Stress-Free Checking

With no monthly maintenance fee
Frustrated with car shopping?

Try our free online locator!
Shift Into Low Payments

With Driving Sense
Love the Home You're In

Fixed-rate Home Equity Loans

FREE membership earns you a lifetime of benefits

Join today

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Social Media Contests

As social media continues to become a common tool for communicating with family and friends, it is also an easy way for US consumers to connect with their favorite brands. However, the ease at which someone can create an account also means it is very easy for scammers to take advantage.

USPS Texted Me?

Alerts about package shipping preferences and confirming tracking data aren't from those well-known shipping companies. Learn how to spot these fake messages and avoid scams.

Fake Emergency Calls from Loved Ones

Receiving a phone call from a member of your family or a close friend when they are in a dangerous situation or trouble can be a stressful time. Trying to remain calm will be difficult, but scammers are hoping you'll be so panicked that you won't notice they aren't really who they claim to be.

Warranties and Insurance Scams

Relying on warranties and insurance policies provides us with peace of mind when facing high costs for things beyond our control. However, the necessity we have as consumers to feel protected in our homes, vehicles, and with our medical health leaves vulnerabilities that scammers can take advantage of easily.

Understanding Identity Fraud

Identity fraud is a serious threat and one of the most common fears people have when it comes to fraud and scams. However, understanding how identity fraud happens, how to detect it and what to do if it happens to you can help relieve those fears.